What is subrogation compensation?

Many of our car owners, although they have bought insurance for their cars each year, they do not know this subrogation. In fact, the subrogation compensation, as the name suggests, is the insurance company’s intention to pay compensation first to the owner of the accident. The insurance company then asks the owner of the accident to ask for appropriate compensation. How is it? It is not very convenient. Generally, the insurance company staff will not tell you.

Under what circumstances can the owner apply for subrogation compensation?

First, the owner of the accident is not convinced by the responsibility of the traffic police, and he refuses to sign the accident liability judgment.

Second, the owner of the car did not get on board the car insurance, but also refused to pay for damage to the loss of the car;

Third, the owner of the accident agreed to pay compensation, but has been looking for various reasons to delay compensation;

Fourth, the owner of the accident was too poor to inform him that he had no way to pay compensation. If some tricycles scraped a luxury car, the owner had to apply for subrogation compensation.

V. After the owner of the accident escapes, there is information about the owner of the vehicle. If the owner of the accident scratched your car, but was photographed by your car driving recorder, you can see the other's license plate information. Only if you have evidence, the other party will have to pay compensation. If the other party refuses to pay compensation, you can also apply for subrogation compensation.